/*
Theme Name: insurancetrustspro
Author: insurancetrustspro
Description: A complete dark editorial WordPress theme for insurance and loan guides, with a one-click starter site and moderated discussions.
Version: 1.0.1
Requires at least: 6.2
Requires PHP: 7.4
License: GPL-2.0-or-later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: cover-credit
Tags: blog, news, custom-menu, featured-images, one-column, two-columns
*/

:root{--bg:#111824;--bg-deep:#0b111e;--surface:#1a2638;--surface-soft:#172231;--surface-hover:#223149;--line:#2a3548;--text:#f8fafc;--muted:#a4afbf;--dim:#778396;--accent:#12c9aa;--accent-ink:#062c2a;--radius:12px;--shadow:0 18px 45px rgba(2,9,18,.18)}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
button,input,select,textarea{font:inherit}
a{color:inherit;text-decoration:none}
a:hover{color:var(--accent)}
button{cursor:pointer}
.container{width:min(100% - 48px,1194px);margin-inline:auto}
.narrow{width:min(100% - 48px,860px)}
.icon{width:1.2em;height:1.2em;vertical-align:-.18em;flex:none}
.screen-reader-text{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link:focus{position:fixed!important;top:12px;left:12px;width:auto;height:auto;margin:0;padding:10px 16px;background:var(--accent);color:#061b1b;z-index:1000;clip:auto}
:focus-visible{outline:2px solid var(--accent);outline-offset:3px}
::selection{background:var(--accent);color:var(--accent-ink)}

/* Header and topic strip */
.site-header{position:sticky;top:0;z-index:50;background:rgba(16,23,35,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(14px)}
.admin-bar .site-header{top:32px}
.header-inner{height:68px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{display:inline-flex;align-items:center;gap:9px;font-size:23px;font-weight:800;letter-spacing:-.055em;line-height:1.1;white-space:nowrap}
.brand:hover{color:var(--text)}
.brand-icon{display:inline-flex;color:var(--accent);font-size:27px;transform:translateY(-1px)}
.brand-icon .icon{width:29px;height:29px;stroke-width:2.2}
.primary-nav{height:100%;display:flex;align-items:center}
.nav-list{display:flex;align-items:center;gap:5px;list-style:none;margin:0;padding:0}
.nav-list a{display:block;position:relative;padding:8px 12px;border-radius:8px;color:#a8b1c0;font-size:14px;font-weight:500;white-space:nowrap}
.nav-list a:hover,.nav-list .current-menu-item>a,.nav-list .current_page_item>a{background:#202a3d;color:var(--text)}
.nav-list .current-menu-item>a::after,.nav-list .current_page_item>a::after{content:"";position:absolute;bottom:2px;left:37%;right:37%;height:2px;border-radius:5px;background:var(--accent)}
.header-actions{display:flex;align-items:center;gap:14px}
.icon-button{background:transparent;border:0;color:#aab4c4;padding:7px;display:inline-flex;align-items:center;justify-content:center;font-size:20px}
.icon-button:hover{color:var(--accent)}
.header-login{font-size:13px;color:#b1bac8;padding:7px 15px;border:1px solid var(--line);border-radius:8px;white-space:nowrap}
.header-login:hover{border-color:var(--accent)}
.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:50px;padding:12px 22px;border:1px solid transparent;border-radius:10px;background:var(--accent);color:var(--accent-ink);font-size:14px;font-weight:750;line-height:1.25;transition:transform .2s,background .2s,box-shadow .2s}
.button:hover{color:var(--accent-ink);background:#36ddbf;transform:translateY(-2px);box-shadow:0 8px 26px rgba(18,201,170,.17)}
.button-small{min-height:34px;padding:7px 16px;border-radius:8px;font-size:12px}
.button-outline{background:transparent;border-color:var(--line);color:var(--muted)}
.button-outline:hover{background:var(--surface);color:var(--text);box-shadow:none}
.menu-toggle{display:none}
.header-search{border-top:1px solid var(--line);padding:15px 0;background:#151e2d}
.header-search[hidden]{display:none}
.header-search .search-form{max-width:680px;margin:0 auto}
.topic-strip{background:#141c29;border-bottom:1px solid var(--line);overflow:hidden}
.strip-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:40px;color:#98a5b7;font-size:10px;font-weight:750;letter-spacing:.13em;white-space:nowrap}
.strip-inner>span:nth-child(even){color:var(--accent);opacity:.75;font-size:13px}
.strip-inner i{display:inline-block;width:6px;height:6px;background:var(--accent);border-radius:50%;margin-right:6px;vertical-align:2px}

/* Shared headings and cards */
.content-section{padding:47px 0 63px}
.section-lined{border-top:1px solid var(--line)}
.section-alternate{background:#141d2b;border-block:1px solid #263144}
.section-heading{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:25px}
.section-overline{display:block;color:var(--accent);font-size:11px;text-transform:uppercase;letter-spacing:.16em;font-weight:800;margin-bottom:7px}
.section-heading h2{margin:0;display:flex;align-items:center;gap:12px;font-size:25px;letter-spacing:-.035em;line-height:1.3}
.section-heading h2 .icon{color:var(--accent);font-size:25px}
.view-all,.text-link{display:inline-flex;align-items:center;gap:5px;color:var(--accent);font-size:14px;font-weight:650;white-space:nowrap}
.view-all .icon,.text-link .icon{width:16px;height:16px;transition:transform .2s}
.view-all:hover .icon,.text-link:hover .icon{transform:translateX(4px)}
.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:21px}
.card-grid-four{grid-template-columns:repeat(4,minmax(0,1fr))}
.article-card{min-width:0;overflow:hidden;border:1px solid var(--line);border-radius:11px;background:var(--surface);transition:transform .2s,border-color .2s,box-shadow .2s}
.article-card:hover{transform:translateY(-4px);border-color:#3a5060;box-shadow:var(--shadow)}
.card-image-link{display:block;background:#dce8ec;overflow:hidden}
.card-image-link img{width:100%;aspect-ratio:1.8/1;object-fit:cover;transition:transform .4s}
.article-card:hover img{transform:scale(1.035)}
.card-content{padding:19px 21px 18px}
.eyebrow{display:inline-block;color:var(--accent);background:rgba(18,201,170,.11);border-radius:6px;padding:3px 8px;font-size:10px;font-weight:800;letter-spacing:.055em;text-transform:uppercase;line-height:1.45}
.card-content h3{font-size:18px;line-height:1.4;letter-spacing:-.02em;margin:11px 0 9px}
.card-content h3 a:hover{color:var(--accent)}
.card-content p{font-size:13px;color:var(--muted);line-height:1.6;margin:0 0 15px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.card-meta{display:flex;align-items:center;gap:6px;color:var(--dim);font-size:11px}
.card-meta .icon{width:13px;height:13px}
.card-meta .dot{padding:0 2px;color:var(--accent)}
.card-grid-four .card-content{padding:17px}
.card-grid-four .card-content h3{font-size:16px}
.card-grid-four .card-content p{display:none}
.card-grid-four .card-image-link img{aspect-ratio:1.55/1}

/* Homepage */
.hero-section{padding:47px 0 42px;background:#121925}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:64px;min-height:325px}
.hero-kicker{display:inline-flex;align-items:center;gap:8px;color:#e0e6eb;font-size:14px;margin-bottom:11px}
.kicker-dot{width:8px;height:8px;background:var(--accent);border-radius:50%;box-shadow:0 0 0 4px rgba(18,201,170,.13)}
.hero-copy h1{font-size:clamp(35px,3.25vw,48px);letter-spacing:-.05em;line-height:1.12;margin:0 0 16px;max-width:650px}
.hero-copy>p{font-size:16px;line-height:1.65;color:var(--muted);max-width:580px;margin:0 0 24px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px}
.hero-note{display:flex;align-items:center;gap:9px;color:var(--muted);font-size:12px;margin-top:28px}
.hero-note-icon{display:flex;align-items:center;justify-content:center;width:21px;height:21px;border:1px solid rgba(18,201,170,.6);border-radius:50%;color:var(--accent)}
.hero-note-icon .icon{width:13px;height:13px}
.hero-art{display:block;overflow:hidden;border:1px solid var(--line);border-radius:12px;background:var(--surface);box-shadow:0 12px 35px rgba(2,8,18,.12)}
.hero-art:hover{border-color:var(--accent)}
.hero-art img{width:100%;aspect-ratio:1.78/1;object-fit:cover}
.analysis-grid{display:grid;grid-template-columns:1.55fr 1fr;gap:21px}
.analysis-feature,.analysis-list{background:var(--surface);border:1px solid var(--line);border-radius:12px;overflow:hidden}
.analysis-feature>a{display:block}
.analysis-feature img{width:100%;aspect-ratio:2.4/1;object-fit:cover}
.analysis-feature-body{padding:20px 24px 25px}
.analysis-feature h3{font-size:23px;line-height:1.3;margin:11px 0 8px;letter-spacing:-.03em}
.analysis-feature p{font-size:14px;color:var(--muted);margin:0 0 13px}
.analysis-list{display:flex;flex-direction:column}
.analysis-item{display:grid;grid-template-columns:105px 1fr;gap:17px;padding:19px;border-bottom:1px solid var(--line);flex:1;align-items:center}
.analysis-item:last-child{border:0}
.analysis-item img{width:105px;height:84px;object-fit:cover;border-radius:8px}
.analysis-item h3{font-size:15px;line-height:1.35;margin:7px 0 8px}
.analysis-item .text-link{font-size:12px}
.community-grid{display:grid;grid-template-columns:2.1fr 1fr;gap:21px;align-items:start}
.discussion-list{border-radius:12px;overflow:hidden;border:1px solid var(--line);background:var(--surface)}
.discussion-row{display:grid;grid-template-columns:55px 1fr;gap:18px;padding:20px 22px;border-bottom:1px solid var(--line)}
.discussion-row:last-child{border:0}
.discussion-row:hover{background:var(--surface-hover)}
.reply-count{text-align:center;padding-top:1px}
.reply-count strong{display:block;font-size:16px;line-height:1.3}
.reply-count small{display:block;color:var(--dim);font-size:9px;text-transform:uppercase;letter-spacing:.055em}
.discussion-row h3{font-size:16px;line-height:1.45;margin:0 0 3px}
.discussion-row p{margin:0 0 6px;color:var(--muted);font-size:13px;line-height:1.5}
.discussion-meta{color:var(--dim);font-size:11px}
.stats-card,.sidebar-box{border:1px solid var(--line);border-radius:11px;background:var(--surface);padding:21px}
.stats-card h3{font-size:15px;margin:0 0 13px;display:flex;align-items:center;gap:8px}
.stats-card h3 .icon{color:var(--accent)}
.stats-card>div{display:flex;align-items:center;justify-content:space-between;border-top:1px solid var(--line);padding:9px 0;color:var(--muted);font-size:13px}
.stats-card>div strong{color:var(--text)}
.aside-button{width:100%;margin-top:15px}

/* Interior pages */
.breadcrumb{padding-top:26px;padding-bottom:6px;color:var(--dim);font-size:12px;display:flex;gap:9px;align-items:center}
.breadcrumb span[aria-hidden]{color:#647083}
.page-intro{padding:15px 0 32px;border-bottom:1px solid var(--line);background:#17202d}
.page-intro h1{display:flex;align-items:center;gap:13px;font-size:clamp(31px,3vw,42px);letter-spacing:-.045em;line-height:1.2;margin:0 0 14px}
.page-intro h1 .icon{color:var(--accent)}
.page-intro p{color:var(--muted);font-size:15px;margin:0;max-width:680px;line-height:1.65}
.archive-content{padding-top:25px;padding-bottom:70px;min-height:320px}
.filter-panel{background:var(--surface);border:1px solid var(--line);border-radius:11px;padding:16px 18px;margin-bottom:30px}
.filter-title{display:block;color:var(--dim);font-size:11px;text-transform:uppercase;font-weight:750;letter-spacing:.09em;margin-bottom:10px}
.filter-links{display:flex;gap:7px;flex-wrap:wrap}
.filter-links a{background:#172131;border:1px solid transparent;border-radius:20px;color:#b4becc;padding:5px 12px;font-size:12px;line-height:1.6}
.filter-links a:hover,.filter-links a.active{background:var(--accent);color:var(--accent-ink)}
.filter-search{max-width:310px;margin:14px 0 0 auto}
.muted-label{font-size:12px;color:var(--dim)}
.search-form{display:flex;align-items:stretch;min-height:39px;border:1px solid var(--line);border-radius:8px;background:#121a27;overflow:hidden}
.search-form:focus-within{border-color:var(--accent)}
.search-form input{background:transparent;color:var(--text);min-width:0;width:100%;border:0;outline:0;padding:8px 12px;font-size:13px}
.search-form input::placeholder{color:var(--dim)}
.search-form button{border:0;background:var(--surface-hover);color:var(--accent);display:inline-flex;align-items:center;gap:8px;padding:7px 12px;font-size:12px;font-weight:650}
.search-form button:hover{background:var(--accent);color:var(--accent-ink)}
.pagination{margin-top:30px;text-align:center}
.pagination .nav-links{display:flex;justify-content:center;flex-wrap:wrap;gap:7px}
.pagination a,.pagination .current,.pagination .dots{display:inline-flex;align-items:center;justify-content:center;min-width:34px;min-height:34px;padding:5px 10px;background:var(--surface);border:1px solid var(--line);border-radius:7px;font-size:13px}
.pagination .current,.pagination a:hover{background:var(--accent);color:var(--accent-ink)}
.empty-state{padding:28px;color:var(--muted);background:var(--surface);border:1px solid var(--line);border-radius:11px}
.empty-state h2{color:var(--text)}
.empty-state .search-form{max-width:400px}
.cta-panel{text-align:center;background:linear-gradient(135deg,#1d3341,#162435);border:1px solid #335152;border-radius:14px;padding:44px 24px;margin-top:54px}
.cta-panel h2{font-size:27px;letter-spacing:-.035em;margin:0 0 4px}
.cta-panel p{color:var(--muted);margin:0 auto 19px;max-width:520px}
.guide-intro-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-bottom:40px}
.guide-intro-grid>a{padding:25px;border:1px solid var(--line);border-radius:12px;background:var(--surface);transition:border-color .2s,transform .2s}
.guide-intro-grid>a:hover{border-color:var(--accent);transform:translateY(-3px)}
.guide-intro-grid>a>span{display:inline-flex;padding:11px;background:rgba(18,201,170,.13);color:var(--accent);border-radius:10px;font-size:24px}
.guide-intro-grid h2{font-size:21px;margin:14px 0 4px}
.guide-intro-grid p{font-size:13px;color:var(--muted);margin:0 0 12px}
.guide-intro-grid strong{color:var(--accent);font-size:13px}

/* Articles and text pages */
.article-header{padding:31px 0 32px;background:#17202d}
.article-header h1{font-size:clamp(35px,4vw,55px);line-height:1.12;letter-spacing:-.052em;margin:17px 0 13px}
.article-deck{font-size:17px;color:var(--muted);line-height:1.65;margin:0 0 20px}
.article-byline{display:flex;align-items:center;gap:11px;font-size:13px;font-weight:700}
.article-byline small{display:block;color:var(--dim);font-size:11px;font-weight:400;margin-top:1px}
.byline-avatar{width:40px;height:40px;display:flex;align-items:center;justify-content:center;color:var(--accent);background:var(--surface);border:1px solid var(--line);border-radius:50%;font-size:21px}
.article-image-wrap{padding-top:25px}
.article-hero-image{width:100%;max-height:540px;object-fit:cover;border:1px solid var(--line);border-radius:12px}
.article-layout,.thread-layout{display:grid;grid-template-columns:minmax(0,2fr) minmax(250px,1fr);align-items:start;gap:35px;padding-top:35px;padding-bottom:75px}
.thread-layout{padding-top:30px}
.article-body{min-width:0}
.prose{font-size:16px;line-height:1.85;color:#c8d2de}
.prose h2,.prose h3{color:var(--text);letter-spacing:-.03em;line-height:1.25;margin:31px 0 12px}
.prose h2{font-size:25px}
.prose h3{font-size:21px}
.prose p{margin:0 0 18px}
.prose strong{color:var(--text)}
.prose a:not(.button){color:var(--accent);text-decoration:underline;text-underline-offset:3px}
.prose a:not(.button):hover{color:#72e8d2}
.prose ul,.prose ol{padding-left:25px}
.prose blockquote{border-left:3px solid var(--accent);margin:25px 0;padding:5px 20px;background:var(--surface)}
.prose img{border-radius:9px}
.prose .source-note{padding:16px 19px;background:var(--surface);border-left:3px solid var(--accent);border-radius:0 8px 8px 0;font-size:14px;line-height:1.6;margin-top:29px}
.editorial-note{border:1px solid var(--line);border-radius:10px;background:var(--surface);padding:18px 20px;margin-top:27px;font-size:13px;line-height:1.65;color:var(--muted)}
.editorial-note strong{color:var(--accent);font-size:13px}
.editorial-note p{margin:5px 0 0}
.article-share{display:flex;gap:8px;flex-wrap:wrap;align-items:center;border-top:1px solid var(--line);padding-top:23px;margin-top:35px;font-size:13px}
.article-share span{margin-right:8px;color:var(--muted)}
.article-share a{padding:5px 11px;border:1px solid var(--line);border-radius:20px;color:var(--accent)}
.article-share a:hover{background:var(--surface)}
.article-sidebar{position:sticky;top:95px;display:flex;flex-direction:column;gap:16px}
.sidebar-box h2{font-size:17px;letter-spacing:-.02em;margin:2px 0 7px}
.sidebar-box p{color:var(--muted);font-size:13px;line-height:1.6;margin:0 0 13px}
.sidebar-box .aside-button{margin-top:2px}
.page-content-wrap{padding:32px 0 80px;min-height:330px}
.panel-prose{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:27px 32px}
.panel-prose>h2:first-child{margin-top:0}
.thread-content{padding-bottom:14px;border-bottom:1px solid var(--line)}
.result-discussion{display:flex;align-items:center}
.result-discussion .card-content{width:100%}
.not-found{text-align:center;padding:90px 0 120px}
.not-found h1{font-size:40px;margin:0 0 8px}
.not-found p{color:var(--muted)}
.not-found .search-form{max-width:440px;margin:25px auto}

/* Community, forms, and comments */
.discussion-form-panel,.contact-panel{background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:25px;margin-top:28px}
.discussion-form-panel h2,.contact-panel h2{font-size:22px;letter-spacing:-.03em;margin:0 0 6px}
.discussion-form-panel>p,.contact-panel>p{color:var(--muted);font-size:13px;line-height:1.65;margin:0 0 20px}
.contact-grid{display:grid;grid-template-columns:minmax(0,1.7fr) minmax(260px,1fr);gap:26px;align-items:start}
.contact-panel{margin:0}
.stacked-form{display:flex;flex-direction:column;gap:9px}
.stacked-form label{font-size:13px;font-weight:700;color:#dce5ec;margin-top:8px}
.stacked-form input,.stacked-form textarea,.stacked-form select,.comment-form input:not([type=submit]),.comment-form textarea{width:100%;padding:11px 13px;background:#121a27;border:1px solid var(--line);border-radius:8px;color:var(--text);outline:none}
.stacked-form input:focus,.stacked-form textarea:focus,.stacked-form select:focus,.comment-form input:focus,.comment-form textarea:focus{border-color:var(--accent)}
.stacked-form button{align-self:flex-start;margin-top:12px}
.form-honeypot{position:absolute;left:-10000px;opacity:0;width:1px;height:1px;overflow:hidden}
.notice-box{background:#124037;border:1px solid #277765;color:#d7fff5;border-radius:8px;padding:11px 15px;margin-bottom:18px;font-size:13px}
.notice-error{background:#4d252a;border-color:#94515b;color:#ffe5e6}
.register-link{margin-left:13px}
.comments-area{border-top:1px solid var(--line);margin-top:35px;padding-top:25px}
.comments-area>h2{font-size:22px}
.comment-list{list-style:none;padding:0!important;margin:20px 0!important}
.comment-list li{background:var(--surface);border:1px solid var(--line);border-radius:9px;margin-bottom:12px;padding:16px;font-size:14px}
.comment-list .children{margin-top:15px}
.comment-author{display:flex;align-items:center;gap:8px;color:var(--text)}
.comment-author img{border-radius:50%}
.comment-metadata{font-size:11px;color:var(--dim)}
.comment-reply-link{color:var(--accent)}
.comment-respond h3{font-size:20px;color:var(--text)}
.comment-note,.comment-notes{color:var(--muted);font-size:12px}
.comment-form label{display:block;font-size:13px;color:var(--text);margin:12px 0 5px}
.comment-form .form-submit input{background:var(--accent);border:0;border-radius:8px;padding:11px 18px;color:var(--accent-ink);font-weight:700;cursor:pointer}

/* Footer */
.site-footer{background:#17202c;border-top:1px solid var(--line);padding-top:48px}
.footer-grid{display:grid;grid-template-columns:2.05fr .9fr .95fr 1fr;gap:55px;padding-bottom:41px}
.footer-about p{color:var(--muted);font-size:13px;max-width:290px;margin:17px 0 14px}
.footer-pill{display:inline-block;font-size:10px;color:var(--accent);border:1px solid rgba(18,201,170,.25);border-radius:20px;padding:5px 9px}
.footer-grid h2{font-size:12px;font-weight:700;color:#79869b;letter-spacing:.08em;text-transform:uppercase;margin:3px 0 14px}
.footer-grid ul{list-style:none;margin:0;padding:0}
.footer-grid li{margin:0 0 11px}
.footer-grid li a{font-size:13px;color:#aeb9c8}
.footer-grid li a:hover{color:var(--accent)}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--line);padding:19px 0 25px;color:var(--dim);font-size:11px}
.footer-bottom a{color:var(--muted)}

/* WordPress blocks */
.wp-block-image,.wp-block-columns{max-width:100%}
.alignwide{width:min(100vw - 48px,1100px);max-width:none;margin-left:50%;transform:translateX(-50%)}
.alignfull{width:100vw;max-width:none;margin-left:50%;transform:translateX(-50%)}
.wp-caption{max-width:100%}
.wp-caption-text{font-size:12px;color:var(--muted)}
.sticky{border-color:var(--accent)}
.gallery-caption{color:var(--muted)}
.bypostauthor{border-left:2px solid var(--accent)}

@media(max-width:1050px){.nav-list a{padding:8px 8px;font-size:12px}.header-actions{gap:8px}.brand{font-size:20px}.hero-grid{gap:30px}.card-grid-four{grid-template-columns:repeat(2,1fr)}.card-grid-four .card-content p{display:-webkit-box}.footer-grid{gap:25px}}
@media(max-width:800px){.container,.narrow{width:min(100% - 36px,1194px)}.header-inner{height:62px}.menu-toggle{display:inline-flex}.primary-nav{display:none;position:absolute;left:0;right:0;top:62px;height:auto;background:#151e2b;border-bottom:1px solid var(--line);padding:13px 18px 18px}.primary-nav.is-open{display:block}.nav-list{display:flex;flex-direction:column;align-items:stretch}.nav-list a{font-size:14px;padding:10px 13px}.header-login{display:none}.header-cta{display:none}.strip-inner{justify-content:flex-start;overflow:hidden}.hero-grid{grid-template-columns:1fr;gap:25px}.hero-section{padding:39px 0}.hero-art{max-width:680px}.card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.analysis-grid,.community-grid{grid-template-columns:1fr}.community-aside{display:grid;grid-template-columns:1fr 1fr;gap:15px}.community-aside .aside-button{margin:0;align-self:start}.article-layout,.thread-layout,.contact-grid{grid-template-columns:1fr}.article-sidebar{position:static;display:grid;grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(3,1fr);gap:35px}.footer-about{grid-column:1/-1}.footer-about p{max-width:500px}}
@media(max-width:560px){.container,.narrow{width:min(100% - 30px,1194px)}.brand{font-size:19px}.brand-icon .icon{width:25px;height:25px}.header-actions{gap:3px}.topic-strip{display:none}.hero-section{padding:32px 0}.hero-copy h1{font-size:36px}.hero-copy>p{font-size:14px}.hero-actions{flex-direction:column;align-items:stretch}.hero-actions .button{width:100%}.hero-note{margin-top:18px}.content-section{padding:37px 0 49px}.section-heading h2{font-size:21px}.section-heading{align-items:center}.section-overline{font-size:10px}.view-all{font-size:12px}.card-grid,.card-grid-four{grid-template-columns:1fr;gap:15px}.card-grid-four .card-image-link img{aspect-ratio:1.8/1}.card-grid-four .card-content p{display:-webkit-box}.analysis-item{grid-template-columns:80px 1fr;padding:14px}.analysis-item img{width:80px;height:78px}.community-aside{display:block}.community-aside .aside-button{margin-top:13px}.discussion-row{gap:12px;padding:16px 13px;grid-template-columns:42px 1fr}.discussion-row h3{font-size:14px}.page-intro h1{font-size:31px}.article-header h1{font-size:34px}.article-deck{font-size:15px}.article-image-wrap{padding-top:14px}.article-layout,.thread-layout{gap:20px;padding-top:22px}.article-sidebar{display:block}.article-sidebar .sidebar-box{margin-bottom:13px}.prose{font-size:15px}.panel-prose{padding:20px}.footer-grid{grid-template-columns:repeat(2,1fr);gap:20px}.footer-bottom{flex-direction:column;gap:4px}.guide-intro-grid{grid-template-columns:1fr}.filter-search{max-width:none}.contact-grid{padding-top:20px}.not-found{padding:65px 0}}
@media(max-width:782px){.admin-bar .site-header{top:46px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}

/* insurancetrustspro home page refinements */
.brand{font-size:22px;letter-spacing:-.035em}
.nav-list a{color:#b9c4d2}
.home .hero-section{padding:34px 0}
.home .hero-grid{grid-template-columns:1.1fr 1fr;gap:42px;min-height:0}
.home .hero-copy h1{font-size:clamp(34px,3.2vw,44px);line-height:1.16}
.home .hero-copy>p{font-size:15px;margin-bottom:16px}
.hero-search{max-width:520px;margin:0 0 16px}
.hero-search .search-form{min-height:44px}
.hero-search .search-form input{font-size:14px}
.home .hero-actions .button{min-height:44px;padding:10px 18px}
.home .hero-art img{max-height:280px}
.home .content-section{padding:34px 0 44px}
.home .section-heading{margin-bottom:20px}
.home .card-grid-four .card-image-link img{aspect-ratio:2/1}
.home .card-grid-four .card-content h3{line-height:1.4}
.home .card-meta{color:var(--muted)}
.footer-bottom{font-size:12px;color:var(--muted)}
@media(max-width:1050px){.brand{font-size:20px}}
@media(max-width:800px){.home .hero-grid{grid-template-columns:1fr;gap:0}.home .hero-art{display:none}.home .hero-section{padding:28px 0}.hero-search{max-width:640px}}
@media(max-width:560px){.brand{font-size:clamp(16px,4.7vw,19px)}.header-inner{gap:12px}.home .hero-copy h1{font-size:34px}.home .hero-copy>p{font-size:14px}.home .hero-actions{flex-direction:row;gap:10px}.home .hero-actions .button{flex:1 1 130px;min-width:0;width:auto;padding:10px 12px;font-size:13px}.home .content-section{padding:28px 0 36px}.home .section-heading{align-items:flex-start;gap:12px}.home .section-heading h2{font-size:21px}.home .card-grid-four .card-image-link img{aspect-ratio:2.1/1}.home .card-grid-four .card-content h3{font-size:17px}}